Moneydance – A Cross-Platform Personal Finance Manager

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I am a software junkie. I like an exact software program that works because it ought to and does a job with a minimum of an attempt on my component. When I first commenced using a computer at domestic, one of the first things I started looking for turned into a software program that would manage my budget and permit me to keep up with what I spend. It is critical for me because even though I do no longer have a lot of particular finances to preserve up with, and I want all of the assists I can get. I started the use of Microsoft Money, and at the same time, as I just like the way it operated, it did have its drawbacks.

Chief amongst them is the very glaring classified ads and the truth that Microsoft Money (you select the year) could no longer open a wonderfully top cash record that has been extended even once in the subsequent yr’s model of Money. I can see that being the case now and again, while the report layout has to change for whatever purpose; however, to do it each yr is a piece over the pinnacle. The following software I used became AceMoney, and I used it until I transformed from Windows XP to Linux almost two years ago.

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When I commenced using Linux, I knew I could use AceMoney on my Linux device, as long as I hooked up Wine, which allows Windows programs to run on Linux, but I selected now not to achieve this. I preferred to use an application that was designed to run on Linux itself. After performing some studies online, I determined to take advantage of a free trial presented with the aid of Moneydance, an open-source, pass-platform private finance manager for Windows, Linux, and Mac OS. It took a piece of gambling around with the software before I became used to how it does matter; however, once I did, I had no problem shopping the full version for $29.99. In my opinion, it’s far properly worth the price.

As with any software program software, there are execs and cons to using it. Everyone loves to do things differently, and every personal finance supervisor does matter in their way, at least a bit. One of the principal matters I do not like about Moneydance is how it installs on my Mepis machine. I assume that has more to do with me getting used to doing things the Linux way so that sincerely isn’t always a criticism. Once hooked up, Moneydance is enormously smooth to use. It opens as much as the house page, and there is a selection of items you may have displayed up there. You can see from the screenshot underneath that mine is relatively easy. I do not have shares or bonds, but you could display stock rates if you need them. Just upload a funding account and then add the stocks out of your portfolio into that account.

I genuinely like approximately how the house page is set up is the transaction reminders, each the listing and the calendar. It is spotless to inform what items I have due, coming up or maybe late. It is likewise spotless to feature new reminders by clicking on the link on the top. The unique element approximately the reminders is that you may use them for transactions or only a widespread reminder. The transactions can be set up to be entered automatically or just to remind the person to go into them manually. Overall, the home web page of Moneydance may be very usable, and it can be edited to add or cast-off objects which you do or do no longer need or want. As you can see, I display my checking account, in addition to each of my credit card money owed on the left aspect. That allows me to peer at a brief look at what I have in my bills.