• What Is HRA & How To Calculate HRA Exemption

    What Is HRA & How To Calculate HRA Exemption0

    Working and earning is exhilarating as you can spend money any way you want. Most newbies love the sense of independence brought by their first salary. However, slowly and steadily, they realise there is so much paperwork involved; and not to forget taxes! Hence, many people are looking to find ways in which they can

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  • Cash Payment or Home Loan – Which Option is Better?

    Cash Payment or Home Loan – Which Option is Better?0

    Buying a home is a huge financial decision, and therefore, it must not be made in haste. You must conduct extensive research about different properties before making the decision. A dilemma often faced is whether to pay in cash or apply for a loan to buy the home. Before making the choice, it will be

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  • Simple Car Loan Mistakes You Should Avoid

    Simple Car Loan Mistakes You Should Avoid0

    A car is no longer a luxury but it is a necessity. The demand for four-wheelers has seen a significant increase during the last few years. In addition to an increase in the sales of new cars, the used car market has risen. The next time you want to buy a car, striking the best

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  • Things to Look Out For When Transferring a Personal Loan

    Things to Look Out For When Transferring a Personal Loan0

    A balance transfer allows you to move your current outstanding debt to a lower interest credit facility. As a result, you are able to repay the current liability while saving on the interest cost in the long term. This is an excellent choice if you are running high outstanding debt or want to benefit from

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  • Applying for Your First Business Loan? Here’s What You Should Know

    Applying for Your First Business Loan? Here’s What You Should Know0

    The availability of funds is an important factor for the success of any enterprise. Initially, you may use your savings to meet the capital needs of your venture. However, to grow your business further, you will need to rely on other sources of finance. Several banks and non-banking financial companies (NBFCs) offer loans to help

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  • Do You Know about These 7 Factors That Impact a Loan Against Property?

    Do You Know about These 7 Factors That Impact a Loan Against Property?0

    The mortgage sector in the country has been growing at a robust pace over the past decade and is expected to grow even faster. Loans on private properties have been one of the major factors driving this high growth. However, if you already own a property, you may not qualify for a home loan. In

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